Prezident \u0130lham \u018fliyev fevral\u0131n 28-d\u0259 \u201cAz\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda\u201d f\u0259rman\u00a0imzalay\u0131b.<\/p>\n
F\u0259rmana \u0259sas\u0259n, a\u015fa\u011f\u0131da qeyd olunan tarixl\u0259r\u0259 fiziki \u015f\u0259xsl\u0259rin banklara 10 min AB\u015e dollar\u0131nad\u0259k xarici valyutada olan \u0259sas kredit borclar\u0131n\u0131n devalvasiya il\u0259 ba\u011fl\u0131 manatla artm\u0131\u015f hiss\u0259si a\u015fa\u011f\u0131dak\u0131 qaydada qiym\u0259tl\u0259ndirilm\u0259kl\u0259, bu F\u0259rman q\u00fcvv\u0259y\u0259 mindiyi g\u00fcn\u0259 M\u0259rk\u0259zi Bank\u0131n\u0131n elan etdiyi m\u0259z\u0259nn\u0259y\u0259 uy\u011fun olaraq, d\u00f6vl\u0259t b\u00fcdc\u0259sinin v\u0259saiti hesab\u0131na \u00fc\u00e7 aydan gec olmayaraq manatla \u00f6d\u0259nil\u0259c\u0259k:<\/p>\n
– 2015-ci il fevral\u0131n 21-n\u0259 xarici valyutada m\u00f6vcud olan \u0259sas kredit borcuna m\u00fcnasib\u0259td\u0259 \u2013 1 AB\u015e dollar\u0131na 0,25 manat (0,15 AB\u015e dollar\u0131) kimi;<\/p>\n
– 2015-ci il fevral\u0131n 22-d\u0259n h\u0259min il dekabr\u0131n 21-d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 xarici valyutada \u0259sas kredit borcuna m\u00fcnasib\u0259td\u0259 \u2013 1 AB\u015e dollar\u0131na 0,6 manat (0,35 AB\u015e dollar\u0131) kimi;<\/p>\n
– 2015-ci il fevral\u0131n 21-n\u0259 v\u0259 dekabr\u0131n 21-n\u0259 m\u00f6vcud olmu\u015f xarici valyutada \u0259sas kredit borclar\u0131na m\u00fcnasib\u0259td\u0259 \u2013 bu F\u0259rman\u0131n 1.1-ci v\u0259 1.2-ci b\u0259ndl\u0259rind\u0259 qeyd olunan h\u0259r iki qaydada n\u0259z\u0259rd\u0259 tutuldu\u011fu kimi.<\/p>\n
\u00d6d\u0259ni\u015f ilk n\u00f6vb\u0259d\u0259 fiziki \u015f\u0259xsl\u0259rin banklar v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklar qar\u015f\u0131s\u0131nda \u00f6d\u0259ni\u015f m\u00fcdd\u0259ti ke\u00e7mi\u015f \u0259sas kredit borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259sin\u0259 y\u00f6n\u0259ldil\u0259c\u0259k, qalan m\u0259bl\u0259\u011f is\u0259 h\u0259min fiziki \u015f\u0259xsl\u0259rin s\u0259r\u0259ncam\u0131na veril\u0259c\u0259k.<\/p>\n
Bir fiziki \u015f\u0259xs\u0259 \u00f6d\u0259nil\u0259c\u0259k v\u0259saitin \u00fcmumi m\u0259bl\u0259\u011fi 5 min AB\u015e dollar\u0131n\u0131n manat ekvivalentind\u0259n \u00e7ox olmamal\u0131d\u0131r.<\/p>\n
M\u0259rk\u0259zi Bank F\u0259rman q\u00fcvv\u0259y\u0259 mindiyi tarix\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada \u0259sas m\u0259bl\u0259\u011fi 10 min AB\u015e dollar\u0131nad\u0259k, milli valyutada is\u0259 17 min manatad\u0259k olan kreditl\u0259r \u00fczr\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131n\u0131n restrukturizasiyas\u0131 m\u0259qs\u0259dil\u0259 Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n m\u00fcraci\u0259ti \u0259sas\u0131nda, banklara 682 milyon manat m\u0259bl\u0259\u011fin\u0259d\u0259k d\u00f6vl\u0259t z\u0259man\u0259ti il\u0259 t\u0259min edilmi\u015f g\u00fcz\u0259\u015ftli kredit ver\u0259c\u0259k. M\u0259rk\u0259zi bank h\u0259m\u00e7inin banklar\u0131n valyuta m\u00f6vqeyinin pisl\u0259\u015fm\u0259sinin qar\u015f\u0131s\u0131n\u0131 almaq m\u0259qs\u0259dil\u0259 ayr\u0131lm\u0131\u015f kreditin hesab\u0131na banklara, onlar\u0131n m\u00fcraci\u0259ti \u0259sas\u0131nda 215 milyon AB\u015e dollar\u0131 d\u0259y\u0259rin\u0259d\u0259k xarici valyutada ifad\u0259 olunmu\u015f, illik faiz d\u0259r\u0259c\u0259si 0,5 faiz olmaqla qiym\u0259tli ka\u011f\u0131zlar\u0131n verilm\u0259sini t\u0259min ed\u0259c\u0259k<\/p>\n
Banklara n\u0259z\u0259rd\u0259 tutulan siyah\u0131 \u00fczr\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borcu olan fiziki \u015f\u0259xsl\u0259r\u0259 yeni g\u00fcz\u0259\u015ftli kredit m\u00fcqavil\u0259si ba\u011flanmas\u0131n\u0131 t\u0259klif etm\u0259l\u0259ri, fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131n\u0131n restrukturizasiya olunaca\u011f\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, banklar bir ay m\u00fcdd\u0259tind\u0259 h\u0259min kreditl\u0259r\u0259 hesablanm\u0131\u015f faizl\u0259rin silinm\u0259sini v\u0259 m\u0259hk\u0259m\u0259d\u0259 olan i\u015fl\u0259rin geri \u00e7a\u011f\u0131r\u0131lmas\u0131n\u0131, el\u0259d\u0259 d\u0259 borclar\u0131 restrukturizasiya olunmu\u015f fiziki \u015f\u0259xsl\u0259rin borc y\u00fck\u00fcn\u00fcn y\u00fcng\u00fcll\u0259\u015fdirilm\u0259sini t\u0259min ed\u0259n dig\u0259r t\u0259dbirl\u0259r g\u00f6rm\u0259l\u0259ri t\u00f6vsiy\u0259 olunur.<\/p>\n
Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 is\u0259 banklarla birlikd\u0259 bir ay m\u00fcdd\u0259tind\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada \u0259sas m\u0259bl\u0259\u011fi 10 min AB\u015e dollar\u0131nad\u0259k, milli valyutada is\u0259 17 min manatad\u0259k olan kreditl\u0259ri \u00fczr\u0259 vaxt\u0131 ke\u00e7mi\u015f v\u0259 bu F\u0259rmana \u0259sas\u0259n h\u0259r bir bank \u00fczr\u0259 restrukturizasiya olunmal\u0131 kredit borclar\u0131n\u0131n m\u0259bl\u0259\u011fini v\u0259 borclular\u0131n siyah\u0131s\u0131n\u0131 m\u00fc\u0259yy\u0259n ed\u0259r\u0259k, bu bar\u0259d\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n Prezidentin\u0259, Maliyy\u0259 Nazirliyin\u0259 v\u0259 M\u0259rk\u0259zi Bank\u0131na m\u0259lumat verm\u0259lidir.<\/p>\n
F\u0259rman\u0131n m\u0259qs\u0259dl\u0259ri \u00fc\u00e7\u00fcn – fiziki \u015f\u0259xsl\u0259rin xarici valyutada 10 min AB\u015e dollar\u0131nad\u0259k v\u0259 ya milli valyutada 17 min manatad\u0259k olan \u0259sas kredit borclar\u0131 dedikd\u0259 onlar\u0131n b\u00fct\u00fcn banklara v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklara \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011finin c\u0259mi; 10 min AB\u015e dollar\u0131nad\u0259k v\u0259 ya 17 min manatad\u0259k m\u0259bl\u0259\u011f dedikd\u0259 m\u00fcvafiq olaraq 10 min AB\u015e dollar\u0131n\u0131n v\u0259 ya 17 min manat\u0131n da daxil oldu\u011fu m\u0259bl\u0259\u011f; fiziki \u015f\u0259xsl\u0259rin kredit borclar\u0131 dedikd\u0259 onlar\u0131n 2012-ci il yanvar\u0131n 1-d\u0259n F\u0259rman q\u00fcvv\u0259y\u0259 mindiyi g\u00fcn\u0259d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259rin\u0259 \u0259sas\u0259n b\u00fct\u00fcn banklara v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklara \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011finin c\u0259mi; bank dedikd\u0259 banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (kredit ittifaqlar\u0131 istisna olmaqla); l\u0259\u011fvetm\u0259 prosesind\u0259 olan bank dedikd\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (kredit ittifaqlar\u0131 istisna olmaqla); vaxt\u0131 ke\u00e7mi\u015f kredit borcu dedikd\u0259 fiziki \u015f\u0259xsl\u0259rl\u0259 2012-ci il yanvar\u0131n 1-d\u0259n bu F\u0259rman q\u00fcvv\u0259y\u0259 mindiyi g\u00fcn\u0259d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 \u0259sas m\u0259bl\u0259\u011fin v\u0259 (v\u0259 ya) faiz borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259si 360 g\u00fcnd\u0259n \u00e7ox gecikdirilmi\u015f borclar; restrukturizasiya dedikd\u0259 \u0259sas kredit borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259si m\u0259qs\u0259dil\u0259 fiziki \u015f\u0259xsl\u0259r\u0259 g\u00fcz\u0259\u015ftli kreditl\u0259rin verilm\u0259si; g\u00fcz\u0259\u015ftli kredit dedikd\u0259 fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131n\u0131n restrukturizasiyas\u0131 m\u0259qs\u0259dil\u0259 onlara banklar t\u0259r\u0259find\u0259n illik faiz d\u0259r\u0259c\u0259si 1 faiz, banklara is\u0259 M\u0259rk\u0259zi Bank\u0131 t\u0259r\u0259find\u0259n illik faiz d\u0259r\u0259c\u0259si 0,1 faiz olmaqla 5 il (1 il g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti il\u0259) m\u00fcdd\u0259tin\u0259 veril\u0259n kreditl\u0259r; faizl\u0259rin silinm\u0259si dedikd\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131 \u00fczr\u0259 hesablanm\u0131\u015f faizl\u0259rin v\u0259 d\u0259bb\u0259 pulunun (c\u0259rim\u0259, penya) silinm\u0259si; m\u0259hk\u0259m\u0259d\u0259 olan i\u015fl\u0259rin geri \u00e7a\u011f\u0131r\u0131lmas\u0131 dedikd\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131 il\u0259 ba\u011fl\u0131 m\u0259hk\u0259m\u0259l\u0259rd\u0259 olan iddialardan imtina edilm\u0259si v\u0259 icra s\u0259n\u0259di \u00fczr\u0259 icraata xitam verilm\u0259si il\u0259 \u0259laq\u0259dar Az\u0259rbaycan Respublikas\u0131 M\u00fclki Prosessual M\u0259c\u0259ll\u0259sinin v\u0259 \u201c\u0130cra haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun t\u0259dbirl\u0259r g\u00f6r\u00fclm\u0259si n\u0259z\u0259rd\u0259 tutulur.<\/p>\n","protected":false},"excerpt":{"rendered":"
Prezident \u0130lham \u018fliyev fevral\u0131n 28-d\u0259 \u201cAz\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda\u201d f\u0259rman\u00a0imzalay\u0131b. F\u0259rmana \u0259sas\u0259n, a\u015fa\u011f\u0131da qeyd olunan tarixl\u0259r\u0259 fiziki \u015f\u0259xsl\u0259rin banklara 10 min AB\u015e…<\/p>\n","protected":false},"author":2,"featured_media":11372,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25,24,7,1],"tags":[],"class_list":["post-11371","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundm","category-manset","category-sosial","category-xbr-xtti"],"_links":{"self":[{"href":"https:\/\/mediazona.az\/index.php?rest_route=\/wp\/v2\/posts\/11371","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mediazona.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mediazona.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mediazona.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mediazona.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11371"}],"version-history":[{"count":3,"href":"https:\/\/mediazona.az\/index.php?rest_route=\/wp\/v2\/posts\/11371\/revisions"}],"predecessor-version":[{"id":11375,"href":"https:\/\/mediazona.az\/index.php?rest_route=\/wp\/v2\/posts\/11371\/revisions\/11375"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mediazona.az\/index.php?rest_route=\/wp\/v2\/media\/11372"}],"wp:attachment":[{"href":"https:\/\/mediazona.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11371"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mediazona.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11371"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mediazona.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}